Disabled Child Benefits

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Children's Disability Benefits
Children’s Disability Benefits (CDB) are a type of SSI program. The benefit is designed to provide financial support to children age 17 or younger who are disabled. Social Security uses different rules for determining disability in a child’s claim than in an adult claim. To be found disabled, the child must have a physical or mental condition which causes marked or severe functional limitations. Functional limitations impact the child's development in school and at home. Like SSI claims, to be eligible for Child’s Disability Benefits the household income of the child's parents must not exceed a certain maximum level. For further information, contact us now.

Disabled Adult Child Benefits
Disabled Adult Child Benefits (DAC or called CID) are not SSI benefits. DAC benefits are paid to a child age 18 or older who became disabled before age 22, and to full-time elementary or secondary school students under age 19. If the recipients parent is alive, he or she must be entitled to retirement or disability benefits. If deceased, the parent must have worked long enough under Social Security for survivor’s benefits to be paid.

A disabled child age 18 or older may be entitled to Social Security benefits based on his or her parent’s account when a parent has worked long enough under the program and is entitled to disability benefits or is deceased. The SSA uses the same criteria to evaluate  disability that is used in adult disability cases. The child must be unable to work because of a medical condition that has lasted or is expected either to last at least 12 months or to result in death. Most importantly, the child’s disability must have started before age 22. Medical and school records supporting disability before the age of 22 must be supplied to the SSA to prove disability.